Graphs and Stuff

Welcome to the Graphs and Stuff blog. Stay tuned for regular charts as economic data is published. Please also check out the Fixed vs Variable and the Rent vs Buy calculators.

Please note that nothing published here constitutes financial advice.

November 2021 Lending Indicators

NSW Lending

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We pointed out last time that the drop in lending in the previous months was due to lower sales in Sydney during the lockdown. The sales started to rebound in September, and, in these November lending numbers, we can see the corresponding uptick.

Investor Ratio of Total New Lending

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Once again a reminder that despite the high absolute amount of investor lending that has almost reached the 2015 - 2017 peaks, the ratio of investors is far, far below those years. This is because the owner occupier lending is somewhere around 50% higher today than it was then.

This is still, a year into it, an owner occupier driven boom in NSW.

Note that these charts use seasonally adjusted ABS Lending Indicators data.