Graphs and Stuff

Welcome to the Graphs and Stuff blog. Stay tuned for regular charts as economic data is published. Please also check out the Fixed vs Variable and the Rent vs Buy calculators.

Please note that nothing published here constitutes financial advice.

July 2021 Lending Indicators

NSW Lending ($Million)

October 2003October 2005October 2007October 2009October 2011October 2013October 2015October 2017October 2019July 202102,0004,0006,0008,000
  • Owner Occupiers ($Millions)
  • Investors ($Millions)
View Large Chart

In July, NSW, unlike other states, recorded a rise in lending to both owner occupiers and investors.

Investor Ratio of Total New Lending

October 2003October 2005October 2007October 2009October 2011October 2013October 2015October 2017October 2019July 202100.150.30.450.6
  • Ratio
View Large Chart

The ratio of investors remained essentially flat in NSW, and still near record lows of last year.

Lending for Alterations, Additions and Repairs

October 2003October 2005October 2007October 2009October 2011October 2013October 2015October 2017October 2019July 2021-50050100150
  • Annual Percent Change
View Large Chart

Lending for renovations is still over 100% up compared to last year.

Note that these charts use seasonally adjusted ABS Lending Indicators data.