Graphs and Stuff

Welcome to the Graphs and Stuff blog. Stay tuned for regular charts as economic data is published. Please also check out the Fixed vs Variable and the Rent vs Buy calculators.

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May 2021 Lending Indicators

NSW Lending

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Lending continued to rise in May in NSW, with investor lending value rising over 12% seasonally adjusted.

NSW - Investor Ratio of Total New Lending

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While there is now a definite rise in investor lending since the middle of last year in absolute terms, expressed as a ratio of all purchases investor borrowing still has a long way to go before it is anywhere near historically high levels. The ratio now sits at 32%. This is a far cry from 2015's 55% that prompted macroprudential tightening by the regulators.

Note that these charts use seasonally adjusted ABS Lending Indicators data.